Where can I find the best mortgage rates online in Virginia? I'm looking for a mortgage online mortgage thats not in Virginia Beach, VA. Who has the best rate?
In fact, I just got pre-approved to purchase a new home with an interest rate agreeable enough to http://www.virginiabeachvamortgage.com/ and they were very helpful. It is my first purchase of a home.
They also have a page where you can check prices every day. My rates actually ended up being lower than the rate on that page if because I qualified for a FHA loan and I am a first time home buyer. Be sure to ask questions about FHA rates.
The rate of "best" depends on many variables. Credit scores, the amount of the deposit, the type of loan, (Are you a vet?), Etc. If you are a first time home buyer and need a funding of 100%, check for loans from the USDA. But if you can document your income, have 700 credit points, not much other debt, and sufficient income to qualify, 20% down is on for one year 5.625% 30 no points. But keep in mind the rates change every day. Micro
Mortgage dot com
Posted on September 2, 2010.