I want to start as head of commercial lending? I would like to enter the field. I already have a Bachelor of Commerce, I wonder if I should do a course or two before I apply for the position. I live in upstate New York.
Begin applying at banks and credit institutions. Many loan officers make their way into the job after using counters and / or personal banker. To be a loan officer, you must be comfortable with the sale. If you are not a person who can manage the sales, a loan officer is bad for you.
Before becoming an agent of commercial credit, is not proper that you have at least minimal training in the field of loan, a cashier, clerk, assistant, secretary or a position minor? BA in business is only the first stepping stone. Should not you know about security, the assets to secure the loan, the repayment probability lendee and stuff like that? Do you have experience of reading a financial statement and that of determining if a potential customer is solvent? After sufficient experience, you can then capacity as an agent of credit.
Posted on August 18, 2010.